Chapter 764 - 764 745 Xianmen Sect Cultivates Taoist Disciples with a Trillion Spirit Stones

764: Chapter 745: Xianmen Sect Cultivates Taoist Disciples with a Trillion Spirit Stones 764: Chapter 745: Xianmen Sect Cultivates Taoist Disciples with a Trillion Spirit Stones Cultivation, attending classes, refining treasures and warships, research.

In the blink of an eye,

another eight years had passed.

Beneath the Sun God Wood, the Taiqing Flying Sword emitted a clear ring, its bright red body gleaming with a Heavenly Gang Ban that had formed in an instant, shimmering splendidly, its spirit greatly elevated, like an infant’s soul, naturally the center of the sea of Spiritual Energy.

The third Heavenly Gang Ban, complete!

“My cultivation base…”

Jiang Ding opened his eyes, which carried a hint of golden yellow, the terrifying and intense murderous intent spreading out like a blanket, covering nearly a hundred kilometers in defense, rendering all living beings’ Divine Souls stiff and listless.

In the blink of an eye, his eyes returned to clarity, and peace restored to heaven and earth as if it were all an illusion.

He performed Inner View on his Qi Sea in Elixir Field.

“My cultivation base has progressed further, much closer to the late Golden Pill stage.”

“Only thirty-seven years left, that’s the time needed to refine the Heavenly Gang Ban four times, it’s coming soon, very soon…”

Jiang Ding mumbled to himself.

“There’s just one problem right now,”

“I’m out of money.”

Initially, having profited from the selfless contributions of Immortal Burning Bone and True Master Yin Jiu, combined with the tax revenues of Tushan Immortal City and the financial contributions of the Tushan maiden group, Jiang Ding had a wealth of 257 billion Low-grade Spirit Stones.

Before the emergence of Scorching Sun Spirit Iron when the speed of refining the Flying Sword was slow, he could make a profit each year, and there was a significant amount of wealth set aside for savings.

After the appearance of the Scorching Sun Spirit Iron, his wealth melted away like snowflakes under the sun at a heart-stopping speed.

Firstly, establishing the Scorching Sun Spirit Iron Factory Number One had cost him 121 billion Low-grade Spirit Stones.

The primary expenditure, however, was the refining of the Flying Sword.

Each year of cultivation required a piece of Scorching Sun Spirit Iron costing five billion Low-grade Spirit Stones, plus a number ten Synthetic Gengjin costing seven billion Low-grade Spirit Stones, totaling twelve billion Low-grade Spirit Stones.

The only good news was that now he no longer needed to spend money on Gold Copper Stone, as the Tushan maiden group’s tendrils had extended deep into the Black Snow Prairie, forcing the Shang Clan to cooperate and provide what he needed at a very favorable price, sending large quantities every year.

There’s also the refining of the super warship Great Sun Battleship, costing him 5.5 billion Low-grade Spirit Stones per year.

That is to say,

Jiang Ding had to spend 17.5 billion Low-grade Spirit Stones every year!

“The consumption has increased again; it looks like the spending of two heavy armor divisions?”

“It’s okay, I’m still very thrifty and economical.”

“I’m a strategic-level unit after all.”

Jiang Ding was unconcerned as he calculated his remaining funds.

“I still have…”

As the result came out, Jiang Ding was momentarily stunned, hardly believing it.

“Negative four billion… Low-grade Spirit Stones.”

“Not even a single Spirit Stone left, and I owe someone four billion Low-grade Spirit Stones.”

“Who is so kind as to let me get into debt without saying anything?”

Jiang Ding looked troubled as he checked the bill.

“Salaries.”

“This year’s salary and expenses for the Scorching Sun Spirit Iron Factory Number One haven’t been sent over… My reputation has been good in the past, and even with a delay of two weeks, they didn’t rush me, as such a time discrepancy is quite normal for High-Level Cultivators.”

“Sigh, I’m so poor.”

Jiang Ding sighed.

Left with no choice, he projected his Divine Sense onto the network, smoothly navigating to the Central Bank of Immortal Sect, selecting the Array Spirit interface service.

“Welcome to the Central Bank of Immortal Sect, Diamond Customer.

Our bank is currently promoting an exclusive fixed deposit service with tremendous benefits.

If you deposit for a full two hundred years, you can enjoy high interest…”

“3.”

“For short-term loans, please press 1; for long-term loans, please…”

“2.”

Jiang Ding randomly pressed numbers in his Divine Sense, continuously interrupting the voice of the Central Bank of Immortal Sect.

“Checking your credit now…”

“Your credit is good, and we can provide a loan service, up to one trillion Low-grade Spirit Stones.

If you need to increase the limit, please submit a written application and personally come to the Central Bank of Immortal Sect to negotiate with the bank president, providing collateral…”

“One trillion low-grade Spirit Stones!”

“You’re not mistaken?!”

Jiang Ding was momentarily stunned.

After a bit of thought, he understood.

This was the fund provided by Xianmen Sect for the cultivation of their Taoist disciples, and it seemed to be an enhanced amount.

It wasn’t a giveaway, it would need to be repaid.

But repayment could wait until reaching the Nascent Soul Stage or Divinity Transformation Stage, and it wasn’t an issue if one couldn’t pay it back right away, one could take their time.

This was the difference between the Xianmen Sect system and the Nine Great Immortal Sects.

The Nine Great Immortal Sects were the private estates of the Masters of Refining Nothingness and the Taoist disciples, spending any amount of money was fine, whereas Xianmen Sect theoretically belonged to all citizens and couldn’t just give any one citizen a large fortune without due process.

Jiang Ding had always been quite wealthy before and had not paid attention to these matters, unaware of these details.

“The seniors are quite generous.”

“It’s a pity, Xianmen is too poor; even they live in a state of poverty, many Immortals of Nascent Soul on the brink of bankruptcy year after year, countless Golden Pill Monks awaiting their chance for Infant Formation, dying in their beds from lack of resources, but it’s not time for me to live idly just waiting for death yet.”

Jiang Ding solemnly said.

“I want to take out a loan of one hundred billion low-grade Spirit Stones, fifty percent of which needs to be fourth-order Spirit Coins, with a loan term of one hundred and fifty years.”

This amount should be enough for him to cultivate up to the late Golden Pill stage.

By then, there should be some kind-hearted people to donate and alleviate his financial crisis.

“Your loan application is being processed…”

The voice of the Array Spirit of the Central Bank of Immortal Sect sounded.

“Current loan interest rate: 3.86%”

“Detection of over thirty Divinity Transformation battle merit permissions: 95% interest rate discount”

“Actual loan interest rate: 0.193%”

“Detection of higher level permissions: Donor of Immortal Technique clues to the Xianmen Library.”

“Loan procedures simplification in progress…”

“Your loan is being disbursed…”

“Loan successfully deposited into your account, please repay the loan on time to maintain your good credit record and create a favorable financial environment…”

“Ding!”

Accompanied by the pleasant sound of a message alert, a text message indicating a significant balance change appeared on his phone.

Jiang Ding was dumbstruck.

Compared to the years of procedures he went through for a loan during his foundation building period, this convenience was simply too great; it was almost like instant loan disbursement.

This level of trust was unbelievable.

They weren’t the slightest bit afraid that he would take the money and run off, otherwise every manager of the whole Central Bank of Immortal Sect from top to bottom would be combed through and imprisoned for hundreds to thousands of years.

After being stunned for a moment, Jiang Ding came back to his senses.

He immediately started spending money.

First, he transferred four billion low-grade Spirit Stones to Scorching Sun Spirit Iron Factory No.

1, which included the purchase of manufacturing materials, Qi cultivation, foundation building, Golden Pill, and the salaries of six Nascent Soul Monks on rotating guard duty.

This was also the reason for needing fourth-order Spirit Coins, as Nascent Soul Monks wouldn’t accept a large number of non-fourth-order Spirit Coins.

Next was the purchase of number ten Synthetic Gengjin, seven billion low-grade Spirit Stones.

Last was the refining materials for the super warship Great Sun Battleship, directly allocated to Ship Spirit Cloud Day to handle it herself.

Yes, an annual audit was necessary.

Otherwise, this fellow might spend some of the funds on changing the ship’s curves and external appearance, which are irrelevant to combat capability.

“Thirty-seven years until the late Golden Pill stage…”

“Sigh, first consider how to repay the money, as well as replenishment, can’t rely entirely on Immortal Sect loans, as Immortal Sect isn’t wealthy either, the seniors scrimped and saved for these, splurging is not an option.”

Jiang Ding pondered for a moment.

“Sixteen years ago, Blood Cloud and Tushan maiden group were about to battle with the army of Liudao Sect, I wonder how the war has progressed now?”

“Let’s check it out.”

After the Golden Pill stage, he consciously reduced his time spent in other worlds for safety.

His figure disappeared from sight.