Chapter 937 Disbelief

Chapter 937: Disbelief Chapter 937: Disbelief Editor: Atlas Studios Mu Yangling felt that she could not be blamed for this matter as this was a decision she had made after considering various factors.

Although it did look like a mistake at the moment, she firmly believed that this was the right decision.

Just think about it.

Great Qi had begun to collect taxes, and the commoners had already caught their breath after five years of recuperation.

The treasury had begun to have surplus grain and money.

They had found the silver from the previous dynasty’s national treasury and moved it into Qi Xiuyuan’s inner treasury.

This meant that they had a reserve fund, which meant Great Qi did not need Fan Zijin and Qi Haoran to supplement it anymore.

Thus, Mu Yangling felt that she could now freely use her family’s money.

Now that Mu Yangling no longer had any scruples, what could she do with the money she earned?

Buy land or farmsteads?

This was no longer the best choice.

If there was too much land and it was too scattered, it would be a burden.

Coincidentally, Drought Rice No.

2 had already been planted on a large scale at the beginning of the year, and she had obtained the data from Zhancheng Rice’s planting last autumn.

At the beginning of the year, the planting range had already been expanded, and the yield was very impressive.

How could she not share such a good thing with the entire country?

In addition, the Minister of Agriculture had personally visited the Harvest Grain Store.

Qi Xiuyuan also trusted her and asked her to cooperate with the Ministry of Agriculture if possible.

After tallying her money and supplies, Mu Yangling figured it was possible for her to open a store in all 25 provinces and 289 prefectures.

Although it would make their family tighten their belts, it seemed that their family’s expenses wouldn’t be high before winter.

When winter came and the new year came, not only would she receive her share of the profits from Fan Zijin, but the chicken and duck farming and greenhouse planting in the farmstead would also give her a sum of income.

It would not be a problem for her remaining savings to last them until the new year.

Hence, in her excitement, Mu Yangling used up all the savings at home, including her dowry silver.

Please forgive her for maintaining the thinking habits of her previous life.

She felt that married couples were one.

Since she had used her husband’s premarital assets, there was no reason for her to still hold onto her dowry.

Hence, their family’s money had long been mixed together.

Other than the name on the deeds to the farms and land, the other profits had long been mixed together.

Therefore, she no longer had any emergency funds.

If she wanted to open a factory now, she could only borrow money.

Just like Qi Haoran, Mu Yangling habitually looked for Fan Zijin to borrow money.

Only if Fan Zijin couldn’t spare the money would she plan to look for Qi Xiuyuan.

Unable to take it anymore, Fan Zijin pointed at her with a trembling finger and couldn’t say anything.

He asked, “How much can your grain shops earn?

Why did you put all of your money into it.” Mu Yangling disagreed and said, “You can’t say that.

We can’t do everything based on profits, right?

Yes, the annual profit of my grains shop might not even be comparable to your restaurants’ monthly profits, but the results it brings are not something a restaurant like yours can compare to…” Fan Zijin waved her hand to interrupt her.

“So you’re doing charity?” Mu Yangling shook her head.

“No, my shops also have profits and are also making money.

I won’t do a losing business.” Fan Zijin sneered and asked, “Let me ask you, does Haoran know about this?” Mu Yangling nodded repeatedly.

“How could I not tell Haoran about such a big matter?

I definitely had to ask for his opinion.

Haoran said that he can endure hardships and asked me to do whatever I want.” Speechless at this couple, Fan Zijin could not help but rejoice about the fact that other than the farmsteads and the Harvest Grain Stores, the couple’s other businesses were all in partnership with him.

Otherwise, if these two people really depleted their assets in the future, he would have to subsidize them.

He didn’t dare to partner up with Mu Yangling at all now.

How could a businessman be so imprudent?

Besides, she wasn’t just considering the profits, but also being considerate of those poor commoners.

Speaking of which, was she doing business or charity?

Fan Zijin waved his hand and called Butler Xia over.

“Go to the bank, bring out 20,000 taels of silver and send it to the Qi Residence.” “There’s no need for so much.” Mu Yangling hurriedly said, “According to my calculations, the initial investment will cost 2,000 taels.

If it’s not enough, I’ll ask you for more later.” “Don’t.” Fan Zijin said, “If you don’t have enough money later, I won’t lend anymore to you.

Forget about this venture if you can’t even get it working with 20,000 taels of silver.

Also, this is a loan from me.

You can do this business yourself without my participation.” “Don’t.” Mu Yangling said anxiously, “Zijin, believe me, I can definitely handle these two factories well.

Once the products are made, even if we don’t rely on sea trade, we can still make a lot of money…” “Then congratulations.

Leave it for Little Bear and the others for their wedding.

Do you think I’ll covet that bit of money?” Fan Zijin glanced at her from the corner of his eye and said, “But don’t forget that this sum of money is just a loan.” Mu Yangling knew at a glance that Fan Zijin did not believe in her ability.

She could only puff up her cheeks and say, “Alright, I’ll write you an IOU.” Fan Zijin chased her away with a wave of his hand.

It was rare that these two people would actually know how to write him an IOU after borrowing money from him.

Mu Yangling could only lower her head and go back.

She thought that if she couldn’t develop the products, she would just return the money.

However, if she succeeded, she would just treat it as an investment from Fan Zijin.

She reckoned he was too blind to turn down such a profitable business.

“Duke, you’re really letting Her Highness do it herself?” Butler Xia felt a little pained.

“That’s 20,000 taels.” Fan Zijin’s wealth came from his overall capital.

Now that most of his money was invested in business, they could do a lot with 20,000 taels of silver.

Recently, those rich businessmen who Fan Zijin had borrowed money from previously had been coming to look for him, wanting a share of the sea trade.

If the Duke could not satisfy their requests, he would probably have to pay back the money he owed as soon as possible.

In the past, the Duke had borrowed that money for Great Qi and the Emperor.

“Didn’t your father suggest to separate the interests of the two families?

There’s more than enough joint projects between us.

There’s no need for me to interfere in these two factories.” In the end, Fan Zijin still listened to Uncle Xia’s words.

Moreover, there was another important reason why he was unwilling to join in this time—he didn’t have much confidence in Mu Yangling’s talent and ability in business.

Would he still be a businessman if making the biggest profit possible wasn’t his priority when it came to doing business?

Be it the farmsteads or the Harvest Grain Stores, Mu Yangling always balanced the interests of herself and the commoners.

Although she did earn money, she earned very little.

This did not conform to his principles of doing business.

His bottom line in doing business was to earn money.

His goal was to earn more money, and Mu Yangling’s bottom line in doing business was not to lose money, as well as to earn money happily.

And her principle of happiness was that if she was happy, most of the interests had to be happy too.

For example, the other parties in which the business involved—the commoners.

Since they had different goals, it was destined that they could not work together.

Thus, it was better for him not to get involved.

This cooperation was different from those of the past.

He was in charge of managing and leading all the joint businesses between the two families.

Haoran and Ah Ling only looked at the account books and did not manage the businesses.

No matter what he did, the two of them did not interfere.

Therefore, they had been working together very happily until now.

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