Chapter 396 - 395: Fear in the Heart

Chapter 396: Chapter 395: Fear in the Heart

It was nearly three in the morning by the time Yan Feifan finished Ah Yimu’s examination.

The surgery was scheduled for next Wednesday evening.

Yan Feifan once again slept in Qin Ying’s medical research office.

At seven-thirty in the morning, he was woken by Yu Suye. He found that aside from his sister, Song Yi and Yu Chuanbai were also in the room.

After washing up, Yan Feifan ate the breakfast they had brought while listening to Yu Chuanbai give an update on the Extraordinary Medical Technology Company.

"The patent application documents for the intelligent infusion controller were submitted yesterday. We can now officially start pitching for financing."

Yu Chuanbai said, unable to hide his excitement, "After a discussion last night among the original shareholders..."

His gaze swept over Song Yi, Yu Suye, and Yan Ziruo before he continued, "The company has decided to offer sixty percent of its shares to raise three hundred million."

Hearing this, Yan Feifan couldn’t help but look at Song Yi and ask, "So our initial investment accounts for forty percent of the shares, with a valuation of two hundred million?"

He remarked with some amazement, "In just over a month, our initial investment has ballooned by nearly 7.4 times."

Song Yi chuckled softly. "That’s just our wealth on paper. It’s all contingent on the financing going smoothly."

"Later, if our product is as successful as we expect, then there will be a chance to cash out on that wealth."

She then corrected him, "Actually, our investment only accounts for thirty percent of the shares. We’re holding the other ten percent in proxy."

"This ten percent will be used for future employee stock options, as well as for some quid pro quo arrangements."

Yu Chuanbai continued his explanation, "We’re structuring the shares to have different rights. New shareholders who hold five percent or more can join the board of directors."

"New shareholders will have the right to be informed and to make suggestions, but they will not have voting rights."

"This three-hundred-million round of financing will be handled in two ways: one is direct investment for equity, and the other is a loan with a twelve percent annual interest rate."

At this, Yan Feifan frowned and asked worriedly, "Isn’t that interest rate too high?"

"Aren’t commercial bank loans only around six or seven percent?"

Song Yi patiently explained, "As a newly established company, it’s very difficult for us to get a loan from a bank."

"Even if we could get one, the nominal interest rate for a commercial bank loan is six or seven percent, but after you factor in all the extra costs like networking, it comes out to over ten percent."

"For large private loans, twelve percent is actually considered low. Many are at eighteen or even twenty-four percent."

"We only dared to set it at twelve percent because we have a genius like you on board."

Yan Feifan couldn’t help but click his tongue. "If that entire three hundred million is from loans, that’s thirty-six million a year in interest alone."

"That means we’d be starting each day one hundred thousand in the hole."

"The pressure of starting a company is really no joke."

Song Yi couldn’t help but laugh. "Once the company takes off, that hundred thousand a day in interest will be a drop in the bucket."

"I’m actually hoping the investors sign loan agreements with us instead of equity investment agreements."

Yan Feifan shook his head and said, "I guess I’m not cut out for business. Just thinking about that much money—hundreds of millions—and such high costs, I’d definitely be too worried to sleep."

Song Yi said cheerfully, "I guess that’s what they mean by ’everyone has their specialty.’"

"You’re a genius who’s good at saving lives. Leave the business of making money to us ordinary folks."

After a pause, she added, "Feifan, we’re thinking of starting one-on-one meetings with potential investors this weekend."

"What about the few people you contacted?"

Yan Feifan thought for a moment and said, "I’ll talk to them first. Then you guys can go and negotiate with them."

"I don’t understand financing or any of this business stuff, so I won’t get too involved..."

After confirming the financing details with Yan Feifan, Song Yi and Yu Chuanbai left the research office with Yan Ziruo.

As soon as they left, Yan Feifan placed the back of his right hand on Yu Suye’s forehead.

"You still have a slight fever."

Yan Feifan asked with concern, "Are you feeling tired, or is any other part of your body uncomfortable?"

Yu Suye, clearly enjoying his concern, smiled. "A cold and fever don’t go away that quickly. You know that; they usually run their course in about a week."

She continued, "I’m a doctor too. I’ll know if something’s wrong."

"Don’t worry. Other than the slight fever, I feel perfectly fine."

Yan Feifan asked cautiously, "Su Ye... um... is it possible... that we accidentally... you’re pregnant?"

"That’s impossible. We always take precautions."

Despite her words, a worried look appeared on Yu Suye’s face. She stood up and said, "I’m going to get a blood test right now."

She took one step, then stopped, turned back to Yan Feifan, and asked, "Feifan, if I really am pregnant, what would you do?"

"Well..."

Yan Feifan couldn’t help but scratch his head, saying with difficulty, "I’ve never thought about this. It always felt so far off."

"Well, think about it now!" Yu Suye said forcefully.

’Yan Feifan quickly imagined a cute little kid in his mind’s eye—one who loved to laugh and was crawling all over the place.’

’But a second later, the little kid started wailing, then peed and pooped without any regard for hygiene.’

’Getting it all over themselves...’

The scene made Yan Feifan shudder.

He met Yu Suye’s gaze and said, "I was pretty much raised by my sister, so I don’t really have any firsthand experience with a complete family."

"I’m... a little scared of babies that just eat, drink, poop, pee, and sleep, and then start wailing at the drop of a hat."

"But..."

Yan Feifan said very seriously, "I’m willing to face it with you, no matter what the challenge is."

Yu Suye took a step forward and hugged Yan Feifan.

"What you said wasn’t what I wanted to hear most, but it did put my mind at ease."

"To be honest, I’m scared too."

"Once the test results are back, we’ll make a decision together..."

Just then, the door to the research office was pushed open, and Qin Ying walked in with her assistant, He Junxing.

Yan Feifan quickly let go of Yu Suye and said, "Uh, I should go get ready for this morning’s surgery..."

For the two intraspinal tumor removal surgeries that morning, Yan Feifan was only responsible for the puncture and injection part; the actual tumor removal was handled by Doctors Lo Jun and Zheng Ling.

Yan Feifan finished his parts of the procedures at 10:10 AM and 11:26 AM, respectively.

After finishing his work in the OR, he went to find Yu Suye, planning to accompany her for her test, but he learned that she was in trauma surgery, performing a repair procedure on a crushed lower leg.

Yan Feifan had lunch with his sister.

As soon as they sat down in the cafeteria with their food, Yan Feifan couldn’t help but ask, "Sis, have you ever thought about what your life would be like after having kids?"

Yan Ziruo said very casually, "Of course I have."

"We’d have a nanny to watch the kids, a cook to make the meals, and someone else to clean the villa inside and out."

"And me? I’d just go shopping, go to the salon, and keep my body in shape."

Yan Feifan pursed his lips in disdain. "You make it sound wonderful, but the question is, can that Jee Mingzhi afford to support a lifestyle like that for you?"

Yan Ziruo grinned. "He can’t afford it, but you can, my dear little brother."

Noticing her brother’s gloomy expression, she said cheerfully, "Why the sudden interest in this topic?"

"It couldn’t be..."

Yan Ziruo’s eyes suddenly widened. She asked excitedly, "Did you and Su Ye accidentally make a baby?"

Yan Feifan said in a low voice, "It’s just a possibility. It hasn’t been confirmed by a test yet. There’s a very high probability that it’s just a false alarm."

"But even that tiny possibility made me realize that I don’t like kids. Or to be more precise, I’m afraid of them."

"Maybe that’s why I’ve been so reluctant to do my rotations in pediatrics and gynecology."

Yan Ziruo sighed, reached out to touch Yan Feifan’s face, and said comfortingly, "As far as I know, a lot of men are scared of kids."

"But the moment they see their own child for the first time, they can’t help but fall in love with them. The fear and worry just disappear."

"Because a child is a gift from heaven, and there’s a bond that comes from blood."

Yan Ziruo continued to console her brother, "Feifan, if you really are having a baby, you don’t need to worry. Just marry Su Ye."

"Once the baby is born, I’ll take care of it for you..."

Just then, Yan Feifan’s phone rang.

It was a call from Du Qiu.

"Feifan, my neighbor and his child will get to the Affiliated Hospital around one o’clock. Where should I tell them to find you...?"