Chapter 609: 175: Not the usual grandpa, Shangguan Dehui who proposed! _3

Ni Yang said, “The difference is significant. Pre-marital property is your individual property, while post-marital property is shared between you and your spouse. If one day your marriage falls apart, you’ll have to split the house you bought after marriage, as well as your salary, in half. But the property you owned before marriage is all yours.”

So many people suffer from not understanding the law.

And, so many women have been swindled by worthless men and left destitute.

Li Ronghua continued, “Why is that? So, you’re saying if I save money now, after I get married, I’ll have to split it evenly with my partner?”

Ni Yang nodded, “Exactly, you could also notarize your pre-marital property. However, I think the safest bet is to buy a house. After all, a house appreciates in value, while money sitting in a bank is dormant.

For example, if two yuan can buy a kilo of pork now, perhaps twenty or thirty years later, two yuan could only buy a popsicle. If 20,000 yuan can buy a house now, you might not be able to purchase one for two million yuan later. You spend 20,000 yuan on a house now, and in the future, it could be worth two million, or even more. But if you just store your money in the bank, perhaps later you won’t even be able to afford a washroom.”

Li Ronghua was surprised, “Yangyang, is what you said true or false? Will house prices really rise that fast?”

Ni Yan gave a faint smile, “Anything is possible. Anyway, Sister Ronghua, rather than keeping your money in the bank, it’s better to buy a house.”

Li Ronghua responded, “But I don’t have that much money now.”

“Get a loan!” Ni Yang said, “The current national policy is so good, and you don’t even have to pay interest.”

“But I still have to pay back the principal.” Li Ronghua said: “I just don’t like to borrow money.”

And she always had a feeling that the whole idea of investing in a house seemed a bit far-fetched.

People are not gods!

Who can foresee what will happen in twenty or thirty years?

Maybe in thirty years, the house can’t be sold, is worthless, and she has wasted tens of thousands of yuan for nothing.

Ni Yang smiled and said, “That’s something you’ll need to decide for yourself.”

“Yangyang, are you really going to use 100,000 yuan to buy a house?” Li Ronghua continued to ask.

“Hmm.” Ni Yang nodded.

“Yangyang, aren’t you afraid of losing money? It’s not easy to earn money these days.”

Although Ni Yang had quite a bit of money, Li Ronghua knew that Ni Yang’s money didn’t come easily.

Ni Yang said, “Beijing is a first-tier city, and there will always be people in first-tier cities. Where there are people, there needs to be houses. So, Sister Ronghua, rest assured, this investment is guaranteed to turn a profit.”

Li Ronghua nodded, “As long as you’ve thought it through, Yangyang.”

“Honestly,” Ni Yang grabbed Li Ronghua’s arm, “Sister Ronghua, you should buy a place too.”

Li Ronghua shook her head, “I better not.”

Seeing that Li Ronghua was adamant, Ni Yang stopped persuading her. She went to the sales office, bought five houses in one go, and then returned.

“Sister Ronghua, I’ve basically finished handling my business. Where would you like to go next?” Ni Yang looked at Li Ronghua.

Li Ronghua said, “Let’s go and get something to eat, I’m kind of hungry. A new food street has just opened up on Yurtist Road.”

“Okay.” Ni Yang nodded.

The two arrived at the food street.

Just like food streets in later years, the stalls lined both sides of the street, and the food street was crowded with people, practically heel to heel.

Ni Yang and Li Ronghua bought some stir-fried rice noodles and grilled meat skewers, found a spot and sat down to eat.

Wang Meiying, along with Zhou Xiuzhen and Daqiangzi’s mother, were also on the snack street.

Today was a day off, and the factory was closed.

Wang Meiying caught sight of Li Ronghua eating and couldn’t believe her eyes.

How dare she, Li Ronghua!

To secretly eat out behind Zhou Wenhua’s back!

By this point, Li Ronghua hadn’t been to the Zhou Family for nearly two months and hadn’t given any money to Zhou Wenhua.

Last week, when Zhou Wenhua needed two yuan to buy study materials, she had to provide it.

When she asked her to give Zhou Wenhua a thousand yuan, she refused.

This Li Ronghua, was she still considering marrying into the Zhou Family or not!

Wang Meiying hardened her face, putting on the demeanor a mother-in-law should have.

“Xiuzhen, call Li Ronghua over.” Since Daqiangzi’s mother was there, she could see how she would reprimand Li Ronghua.

Daqiangzi has yet to marry a wife.

But her son was sought after by others who wanted to marry into her family, giving Wang Meiying an air of superiority in front of Daqiangzi’s mother.

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