Gu Jinli had been pondering this method since she learned about the Kangrong tax collection. However, it wasnāt an ideal method, and if possible, she didnāt want to use it.
But seeing Gu Jināanās appearance, it was clear that Master Ouyang didnāt have a solution either, so she proposed it.
"What method? Hurry and tell me." Gu Jināan just needed any method now; whether it was perfect didnāt matter.
"Money, borrowing money." Gu Jinli summed it up in a few words: "Weāll find a few wealthy and trustworthy families to jointly set up a bank, lending money to farmers who canāt pay the tax, helping them get through this difficult time. As long as they survive, Heāan Prefecture wonāt fall into chaos. If Heāan Prefecture remains stable, we will have a place to settle and thrive."
Once the turmoil occurs elsewhere and Emperor Chu realizes that collecting exorbitant taxes is a bad idea, he will surely change his approach, either by sending troops to suppress the uprising or calming the agitators. After this wave of chaos passes, our family will be completely safe.
"Borrowing money?" Gu Jināan nodded after listening: "This method is indeed feasible but not very good; itās a losing proposition."
It would require throwing in a lot of silver.
Gu Jinli said, "Brother, this business is profitable. Only by stabilizing Heāan Prefecture can our businesses continue; only by lending out silver so that farmers from ten miles and eight villages can pay their taxes will our home not be blocked by people demanding money."
She nodded her chin towards the direction of the workshop house and said, "People from Lianghe Village have already come, asking dad for a loan in the workshop house."
The people from Lianghe Village were familiar with them and would still borrow. If it were another village and they truly couldnāt survive, they wouldnāt borrow; they would simply rob.
Gu Jināan frowned, looking displeased, and called out to Zezi: "Zezi, go to the workshop and tell dad and Third Grandpa not to lend out the silver yet!"
Gu Jinli stopped Zezi and said, "Brother, donāt rush. Iāve already sent Da Tuan to tell dad not to open this door."
Lending money to farmers was okay, but it couldnāt be done in their familyās name; it had to be in the name of the bank. Otherwise, after lending to this village, people from other villages would swarm in, no longer borrowing from the bank.
Because borrowing from banks involves interest and banks are not easy to borrow from for farmers; only wealthy households with property can borrow from banks.
Gu Jināan felt relieved and added, "For your method to work, it requires a lot of silver; our familyās silver cannot all be invested."
Without money in hand, Gu Jināan felt anxious. They had been through poverty and knew the pain of having no money.
After hearing this, Gu Jinli smiled and said, "Of course, all of our familyās silver canāt be invested. Iāve already thought of someoneāheās wealthy and trustworthy."
Moreover, heās naive.
"Youāre talking about Young Master Dou?" Gu Jināan thought for a moment, then nodded with a smile: "He really is a suitable candidate."
To not trick such a wealthy person into investing some silver would be a waste.
The siblings exchanged a glance, deciding on the plan to swindle in Dou Ke.
"As for the influential and trustworthy family, the Ouyang family is the only option." Gu Jinli looked at Gu Jināan as she said this and added, "If youāre not happy with that, we can also go to the Zheng family."
There is a risk involved in doing this; one wrong step, and the Ouyang family could be labeled as deliberately opposing Emperor Chu.
And Miss Ouyang is someone my brother likes; no one wants to involve their loved one in such matters, so Gu Jinli took a step back and provided the Zheng family as an option.
Gu Jināan shook his head and smiled: "No need to change; letās stick with the Ouyang family. You donāt need to worry about Miss Ouyang; she is a person of high moral standing."
The Ouyang familyās status came from Ouyang Hongās two generations as the Emperorās Master, so even if they did something opposing Emperor Chu, he would be lenient, but not the Zheng family.
The Zheng family is a noble family, initially disliked by the first Emperor of Great Chu. Now, Zheng Yingās grandfather serves as a high-ranking official in the capital, and many people keep an eye on the Zheng family. One misstep, and the Zheng family could be attacked, making matters worse.
The Ouyang family is the most suitable among the influential families they know.
"Since brother has no objections, letās split up. You deal with talking to Master Ouyang about lending to the farmers, and Iāll handle swindling Dou Ke." Gu Jinli said and then leaned in to ask Gu Jināan, "Did you happen to see Miss Ouyang today?"
He must have met her, otherwise, he wouldnāt have spoken so highly of her.
Gu Jināan paused, his expression a bit unnatural, but he nodded: "Met... sheās even better than I thought."
The last time, he just thought she was good at seeking justice; today, he realized she is a righteous woman who cares about the common peopleās plight.
Gu Jinli looked at her brotherās somewhat dazed expression and clicked her tongue: "Brother, youāre done for; youāve fallen into the river."
"Hm? Youāre talking nonsense again. Iām perfectly fine; when did I ever fall into a river?" Gu Jināan gave her a look as if she was being silly.
Gu Jinli replied with a serious tone: "Youāve fallen into a river, called the river of love. Got it?"
River of love?
"I donāt get it; what does it mean? Is there really such a river by that name?" Gu Jināan asked, utterly puzzled.
Gu Jinli: "...Forget I said anything."
Forgot that ancient people didnāt understand this.
"Iām leaving now." Gu Jinli waved at Gu Jināan, leaving the front yard guest hall, she called for Erqing and instructed her to send Siāan to inform Young Master Dou: "Tell him I have a money-making deal here. If done successfully, it will bring both fame and fortune, and itās in collaboration with the Ouyang family, making it very sought after. If heās interested, he should come quickly."
...
"What?!" Young Master Dou looked at Dou Zhi in shock, so startled that he rolled off the soft couch: "Both fame and fortune, benefiting three generations, could make millions of taels, and itās a big business deal in partnership with the Ouyang family!"
Dou Zhi nodded: "Yes, thatās what Little Boss Gu said, telling you that if youāre interested, you should hurry to Qingfu Town because they wonāt wait."
"Then what are you waiting for? Hurry up and prepare the carriage to Qingfu Town!" Young Master Dou ordered while putting on his shoes.
Dou Zhi didnāt move but asked his young master, "Young Master, do you believe it?"
It sounded so exaggerated, almost like a scam.
Young Master Dou hesitated, squinted his eyes in thought, and finally nodded to Dou Zhi: "I believe it."
Previously, if he heard such a thing, he would think the Gu family had gone mad, but now he believed it deeply. His trust didnāt come from Gu Jinli but from the Young Marquis.
The Young Marquis had always been a serious person, and since Gu Jinli was his intended fiancƩe, he would not let her engage in deceitful affairs.
The upbringing in the Marquis Mansion and the character of the Young Marquis were trustworthy.
However, Young Master Dou forgot that some men become henpecked; no matter what their wives do, they think itās good.
"Believe it?" Dou Zhi was astonished; young master, have you gone mad too? You believe this?
Young Master Dou looked at Dou Zhiās expression, which was a mix of shock and speechlessness, and shouted, "Whatās with that look? Hurry up and prepare the carriage. Donāt dawdle. If you delay my fortune-making, forget about getting that manor I promised you."