Chapter 252

Chapter 252: Cultivation Loan! Supreme Teaching! (Part 1)

In the Saint Master’s grand hall, Ye Chen turned to the Foreign Affairs Elder and said, “Foreign Affairs Elder, find a female cultivator sect and hire some female cultivators.

“Have them be responsible for reminding overdue cultivators to repay their loans!

“For debts overdue by less than three months, we won’t enforce repayment, but they still need to be reminded.

“Although enforcing repayment is not an issue, it takes time and isn’t cheap.

“The best outcome is if the cultivators willingly repay their debts.”

In his previous life on Earth, there were two groups of debt collectors.

In the early stages, sweet-voiced women would call, persuading you to repay.

If the debt was overdue for a certain period, men would take over and start threatening.

This approach of being gentle first and harsh later could easily be adapted to the cultivation world.

First, let female cultivators persuade them emotionally and logically.

It would be best if they repaid the spirit stones.

If they didn’t, they could be caught, beaten, and sent to the mines.

After understanding this, the Foreign Affairs Elder smiled and nodded. “We can collaborate with the Hundred Flowers Sect for this.

“Heavenly Origin Pavilion previously hired many female cultivators from the Hundred Flowers Sect to assist with various tasks.

“Since we offer high salaries, the female cultivators of the Hundred Flowers Sect are eager to work with us.

“I’ll contact the elders of the Hundred Flowers Sect shortly. I’m sure they won’t refuse!”

Ye Chen listened and nodded in satisfaction.

The preparations for the loan feature were basically complete.

There was no rush to hire the female cultivators.

As long as they were in place within a month, it would be fine.

Therefore, the loan feature of Immortal Net Cloud Flash Pay could now be updated.

After some thought, Ye Chen set the update date.

“Tomorrow at noon, the loan feature will officially go live!”

Once the loan feature goes live, if everything goes smoothly, Ye Chen plans to enter seclusion and break through to the late Deity Transformation Realm.

During this period, Ye Chen’s savings had already reached fifty million top-grade spirit stones.

He was fully prepared for a perfect breakthrough.

Ye Chen was quite eager to see which of the Nine Secrets he would obtain after this breakthrough.

“Rin, Pyo, To, Sha, Jie, Jin, Retsu, Zai, Zen!”

He had already obtained the Rin, Pyo, To, Sha, and Jin secrets.

Four remained.

The Nine Secrets represent the ultimate in nine major fields of human cultivation.

It’s said that if the Nine Secrets were combined, their power would be unparalleled.

Ye Chen didn’t know if this was true.

But when he reached the late Great Advancement Realm in the future, he would be able to gather all Nine Secrets.

He would definitely test if it’s true or not then!

—

With everything settled, Ye Chen was about to dismiss the meeting.

But the Foreign Affairs Elder curiously asked, “Saint Master, how much loan credit did your risk control system assign to me?”

The other elders, hearing this, showed interest.

Everyone wanted to know how much credit they had been given.

After all, each person’s credit limit would be different.

They were all curious to see who had the highest limit.

Nangong Wan, sitting not far from Ye Chen, also showed a look of anticipation.

She was curious too.

Ye Chen smiled and agreed, “One moment!”

This was simple — he just needed to update the elders’ systems as he had done before.

Ye Chen immediately connected to the Heavenly Origin Immortal Scroll.

In the blink of an eye, all the elders’ Heavenly Origin Little Spirit Communicators began to update.

Once the update was complete, the elders eagerly entered the Immortal Net Cloud Flash Pay system.

Below the lottery section, a new option appeared.

“Cultivation Loan!”

Upon clicking it, each elder immediately saw the amount they could borrow.

The Foreign Affairs Elder instantly smiled, “I can borrow 200,000 high-grade spirit stones!”

“I’m in the mid-Nascent Soul Realm, and I have 150,000! Not bad, not bad!”

“I’m also in the mid-Nascent Soul Realm, so why do I only get 100,000? I don’t agree!”

“It might be because you often venture into the core of the Ten Thousand Miles Demon Mountains in search of rare spiritual herbs. Although you’re in the mid-Nascent Soul Realm, frequently going to the core of the Ten Thousand Miles Demon Mountain is risky since there are late Nascent Soul-level demons there.”

“Saint Master’s risk control system is incredible! It actually considers everyone’s behavior patterns and gives the most suitable credit limits.”

“I’m only in the mid-Nascent Soul Realm, so how is my limit higher than the late Nascent Soul Realm Foreign Affairs Elder? A full 300,000 high-grade spirit stones!”

“You’ve been cooped up in the Sacred Land refining pills for over thirty years without leaving, and you also teach alchemy classes on the Cloud Classroom, earning quite a bit. So, it’s normal for your credit limit to be higher.”

“Amazing, Saint Master! The credit limits are too reasonable.”

“Tsk, tsk, Elder Chen, my limit is higher than yours!”

“That’s odd, Elder Zhang. You visit the Acacia Pavilion every month, while I stay in the Sacred Land all the time. How can your limit be higher than mine?”

The elders were all astonished by the strength of the risk control system.

They cheerfully compared their credit limits with each other.

Their gazes then turned to Nangong Wan.

If the mid-Nascent Soul Realm elders had limits of over 100,000, the limit for a late Deity Tranformation Realm elder must be even higher.

They were all curious about how much credit the late Deity Transformation Realm elder had.

“Elder Nangong, how much is your limit?”

Nangong Wan confidently smiled, “Let me show you.”

As a dignified late Deity Transformation Realm cultivator and a Grand Elder of the Sacred Land, her limit must be the highest.

She immediately opened Immortal Net Cloud Flash Pay and found the Cultivation Loan option.

Click…

Enter…

The next moment, Nangong Wan’s rosy lips twitched…

She looked up at Ye Chen in disbelief.

Because after she clicked, she didn’t enter the loan page at all.

Instead, a line of text appeared.

“We’re sorry, you currently do not meet the eligibility criteria for the Cultivation Loan and cannot obtain trial access!”

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